Indian Overseas Bank LBO Recruitment 2026 Out for 250 Vacancies: Apply Online till August 24
Indian Overseas Bank (IOB), a major public sector bank headquartered in Chennai, has officially announced the Indian Overseas Bank LBO Recruitment 2026.
Released under official advertisement HRDD/RECT/02/2026-27, this recruitment drive invites online applications to fill 250 Local Bank Officer (JMGS-I) positions.
The online registration process commenced on August 8, 2026 on www.iob.in and will remain active until August 24, 2026.
In this guide, Vidya365 provides an authoritative breakdown of state-wise vacancies, local language rules, selection stages, pay scale (starting basic pay ₹48,480), and online application steps.
EEAT Verification & Source Authentication
Verified Source: IOB HRDDAuthor & Editorial Review: Compiled and verified by the Senior Banking Research Panel at Vidya365. All vacancy details, age limits, local language requirements, and application deadlines have been cross-checked directly against official notification HRDD/RECT/02/2026-27 published on the official IOB website.
Candidates must verify state-wise language rules and degree completion dates directly on the official portal prior to completing online registration.
AI Overview: Key Eligibility Facts at a Glance
Recruiting Body: Indian Overseas Bank (IOB)
Post Name: Local Bank Officer (LBO) – JMGS-I
Total Vacancies: 250 Posts across 4 States
Online Application Window: August 8 to August 24, 2026
Selection Mode: Online Exam + LPT + Personal Interview
Starting Basic Pay: ₹48,480 per month (Pay Scale: ₹48,480 – ₹85,920)
Age Criteria: 20 to 30 Years (As of August 1, 2026)
Official Website: iob.in / iob.bank.in
Table of Contents
Quick Answer: What is Indian Overseas Bank LBO Recruitment 2026?
In simple words, the Indian Overseas Bank LBO Recruitment 2026 is an officer recruitment drive conducted by Indian Overseas Bank to fill 250 Local Bank Officer (JMGS-I) positions across Tamil Nadu, Karnataka, Maharashtra, and Gujarat. The recruitment provides direct officer placement in public sector banking with a starting basic pay of ₹48,480. Online application registration is open from August 8, 2026 to August 24, 2026 at www.iob.in.
Latest Updates on IOB Local Bank Officer Drive
- • Notification Release Date: August 7, 2026 (Advt No. HRDD/RECT/02/2026-27).
- • Online Application Window: August 8, 2026 to August 24, 2026.
- • State Preference: Candidates can apply for vacancies in only one state and must be fluent in its local language.
Indian Overseas Bank LBO 2026 Overview
| Recruitment Parameter | Official Details |
|---|---|
| Recruiting Body | Indian Overseas Bank (IOB) |
| Post Designation | Local Bank Officer (LBO) – Junior Management Grade Scale-I |
| Advertisement Number | HRDD/RECT/02/2026-27 |
| Total Vacancies | 250 Vacancies across 4 States |
| Application Mode | Online via IOB Official Portal |
| Online Registration Dates | 08 August 2026 to 24 August 2026 |
| Selection Stages | Online Written Test, Language Test (LPT), Personal Interview |
| Starting Basic Pay | ₹48,480 per month (Pay Scale: ₹48,480 – ₹85,920) |
| Official Portal | www.iob.in |
| Preparation & Guidance Platform | Vidya365 (Vidya365.in) – Crack Government Exam Smartly |
IOB LBO 2026 Important Recruitment Dates
| Recruitment Event | Official Schedule |
|---|---|
| Official Notification Release Date | August 7, 2026 |
| Commencement of Online Registration | August 8, 2026 |
| Last Date to Apply Online & Pay Fee | August 24, 2026 |
| Age & Qualification Cutoff Date | August 1, 2026 |
| Online Written Examination Date | To be notified on IOB portal |
| Language Proficiency Test & Interview Schedule | To be announced post written exam results |
State-Wise & Category-Wise Vacancy Breakdown (250 Posts)
The 250 Local Bank Officer vacancies are distributed across four major states based on regional branch operations:
| State Name | Mandatory Local Language | Total Vacancies |
|---|---|---|
| Tamil Nadu | Tamil | 100 Posts |
| Karnataka | Kannada | 50 Posts |
| Maharashtra | Marathi | 50 Posts |
| Gujarat | Gujarati | 50 Posts |
| Total Local Bank Officer Posts | Across 4 States | 250 Posts |
Category Distribution: Out of 250 total vacancies, 94 are Unreserved (UR), 80 OBC, 36 SC, 22 EWS, and 18 ST positions.
IOB LBO Eligibility Criteria 2026
Candidates must fulfill nationality, age limits, educational qualifications, and local language parameters as of the cutoff date (August 1, 2026):
1. Educational Qualification
A Graduation Degree in any discipline from a University recognized by the Government of India. Candidates must possess a valid degree certificate or marksheet on or before the date of online application registration.
2. Age Limit (As of August 1, 2026)
- Minimum Age: 20 Years (Born not later than 01.08.2006)
- Maximum Age: 30 Years (Born not earlier than 02.08.1996)
- SC / ST Relaxation: 5 Years upper age relaxation
- OBC (NCL) Relaxation: 3 Years upper age relaxation
- PwBD Category: 10 Years upper age relaxation
3. Local Language Proficiency
Candidates must be proficient in reading, writing, and speaking the local language of the state applied for. Those who studied the local language in Class 10 or 12 are exempted from the Language Proficiency Test (LPT).
IOB LBO Selection Process 2026
The selection for Local Bank Officers consists of three sequential evaluation stages:
- Online Written Examination: 140 objective questions for 200 total marks.
- Language Proficiency Test (LPT): Mandatory evaluation for candidates who did not study the state local language in Class 10th or 12th.
- Personal Interview & Document Verification: Final evaluation round leading to merit shortlisting.
Final Merit Weightage: Final selection is calculated using a 80:20 ratio between the Online Written Exam (80%) and Personal Interview (20%). Minimum qualifying aggregate score is 35% for Unreserved/EWS and 30% for SC/ST/OBC/PwBD categories.
Indian Overseas Bank LBO Online Exam Pattern 2026
The online exam comprises 140 objective questions carrying 200 total marks with a total duration of 180 minutes (3 Hours). A penalty of 0.25 (1/4th) mark is deducted for each wrong answer.
| Test Section | No. of Questions | Maximum Marks | Sectional Duration |
|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | 60 Minutes |
| General / Economy / Banking Awareness | 40 | 40 | 30 Minutes |
| Data Analysis & Interpretation | 30 | 60 | 60 Minutes |
| English Knowledge | 40 | 40 | 30 Minutes |
| Total Objective Test | 140 Questions | 200 Marks | 180 Minutes (3 Hours) |
IOB LBO Salary Structure & Pay Scale
Selected candidates are appointed in the Junior Management Grade Scale-I (JMGS-I) officer cadre:
| Salary Parameter | Remuneration Details |
|---|---|
| Starting Basic Pay | ₹48,480 per month |
| JMGS-I Pay Scale | ₹48,480 – 2,000/7 – 62,480 – 2,340/2 – 67,160 – 2,680/7 – 85,920 |
| Allowances & Perks | Dearness Allowance (DA), House Rent Allowance (HRA), CCA, Medical & Leased Accommodation |
Apply Online for IOB LBO Recruitment 2026 & Start Preparation
Register online on the official IBPS application portal before August 24, 2026. Prepare with structured mock test series and banking awareness notes on Vidya365.
How to Apply Online for Indian Overseas Bank LBO Recruitment 2026
Eligible candidates must complete their registration on the official IBPS portal at ibpsreg.ibps.in/iobjul26/ or via www.iob.in before August 24, 2026:
- Directly visit the official IBPS application portal for IOB LBO at ibpsreg.ibps.in/iobjul26/ or navigate via the “Careers” section on www.iob.in.
- Select “Recruitment of Local Bank Officers – 2026-27”.
- Click on “Click Here for New Registration” and enter basic registration details (Name, Mobile Number, Email ID).
- Log in using your generated Registration Number and Password.
- Upload scanned passport photograph, signature, left thumb impression, and handwritten declaration.
- Fill in educational degree marks, age parameters, and select your target applying state.
- Pay the online application fee using Debit Card, Credit Card, or Net Banking.
- Submit the form and take a printout of the final application confirmation for future reference.
Application Fee & Payment Details
| Candidate Category | Application Fee & Intimation Charges |
|---|---|
| General / OBC / EWS Category | ₹850/- (Inclusive of GST) |
| SC / ST / PwBD Category | ₹175/- (Intimation charges only) |
Key Online Application Mistakes to Avoid
- Applying for a state without being fluent in reading, writing, and speaking its local language.
- Applying before obtaining official graduation marksheets or degree certificates.
- Uploading unreadable scanned images of left thumb impressions or handwritten declarations.
- Delaying registration fee payment until the closing date (August 24, 2026).
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Frequently Asked Questions (20 Key FAQs)
Q1: What is the last date to apply for Indian Overseas Bank LBO 2026?
A: The online application window closes on August 24, 2026.
Q2: How many total vacancies are announced in IOB LBO 2026?
A: A total of 250 Local Bank Officer (JMGS-I) vacancies are announced across 4 states.
Q3: What is the official website for IOB LBO online registration?
A: The official portal is www.iob.in.
Q4: What is the age limit for Indian Overseas Bank Local Bank Officer?
A: Minimum 20 years and maximum 30 years as of August 1, 2026, with age relaxations for reserved categories.
Q5: What is the starting basic pay of IOB Local Bank Officer?
A: The starting basic pay is ₹48,480 per month in JMGS Scale-I pay scale (₹48,480 – ₹85,920).
Q6: Which states are included in IOB LBO Recruitment 2026?
A: Tamil Nadu (100 posts), Karnataka (50 posts), Maharashtra (50 posts), and Gujarat (50 posts).
Q7: Is local language test (LPT) mandatory for IOB LBO?
A: Yes, unless the candidate studied the specified local language in Class 10th or 12th standard.
Q8: What is the application fee for General/OBC/EWS candidates?
A: ₹850/- (inclusive of GST).
Q9: What is the application fee for SC/ST/PwBD candidates?
A: ₹175/- (Intimation charges only).
Q10: What is the selection process for IOB LBO recruitment?
A: Online Examination, Language Proficiency Test (LPT), Personal Interview, and Document Verification.
Q11: How many questions are asked in IOB LBO online written test?
A: Total 140 questions carrying 200 marks with 180 minutes (3 Hours) duration.
Q12: Is there negative marking in IOB LBO exam?
A: Yes, 0.25 marks are deducted for every wrong response.
Q13: What is the final merit weightage between Written Test and Interview?
A: Final selection is calculated in an 80:20 ratio (80% Online Exam + 20% Interview).
Q14: Can a candidate apply for multiple states in IOB LBO 2026?
A: No, candidates must apply for vacancies in only one designated state.
Q15: What educational qualification is required for IOB LBO?
A: A Graduation degree in any discipline from a recognized University as of registration date.
Q16: Is Vidya365 the same as Vidya 365?
A: Yes, many students search Vidya365 using variations such as Vidya 365, Vidya365.in or Vidya365 Coaching. The official platform is Vidya365.
Q17: What is the advertisement number for IOB LBO Recruitment 2026?
A: Advertisement No. HRDD/RECT/02/2026-27.
Q18: Where can I attempt mock tests for IOB LBO exam?
A: Banking awareness and domain mock series are accessible on the Vidya365 platform.
Q19: What documents are required for online application?
A: Photo, signature, left thumb impression, handwritten declaration, graduation degree certificate, and photo ID.
Q20: What is the career progression for Local Bank Officers?
A: LBO (JMGS-I) -> Manager (MMGS-II) -> Senior Manager (MMGS-III) -> Chief Manager -> AGM -> DGM -> GM.
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