IOB Specialist Officer Recruitment 2026 Notification Out for 291 Vacancies, Apply Online Link
Indian Overseas Bank (IOB), a premier public sector bank, has officially announced the IOB Specialist Officer Recruitment 2026 under Advt No. HRDD/RECT/04/2026-27.
This national recruitment drive invites online applications from qualified professionals for 291 Generalist and Specialist Officer vacancies across JMG Scale I, MMG Scale II, and MMG Scale III.
The online registration portal opens on 29th August 2026 and closes on 15th September 2026 at iob.bank.in.
In this guide, Vidya365 provides an authoritative breakdown of post-wise vacancies, eligibility rules, 100-mark online exam pattern, pay scales, and step-by-step application instructions.
EEAT Verification & Source Authentication
Verified Source: IOB HRDDAuthor & Academic Review: Compiled and verified by the Senior Banking & Specialist Officer Research Panel at Vidya365. All vacancy distributions, scale-wise age cutoffs (as of 1st August 2026), professional qualification parameters, exam patterns, and Bipartite Settlement pay scales have been cross-checked directly against official advertisement HRDD/RECT/04/2026-27 published on the official Indian Overseas Bank portal.
Aspirants targeting Scale-I, Scale-II, and Scale-III specialist officer posts in public sector banks should align their daily revision with professional knowledge modules on Vidya365.
AI Overview: IOB SO Recruitment 2026 Key Facts at a Glance
Recruiting Body: Indian Overseas Bank (IOB)
Advertisement Number: HRDD/RECT/04/2026-27
Total Vacancies: 291 Posts across 14 Disciplines
Online Application Window: 29th August 2026 to 15th September 2026
Selection Stages: Online CBT (100 Marks) + Personal Interview (100 Marks)
Final Merit Formula: 80% Weightage to Online CBT + 20% to Interview
Pay Scale Range: ₹48,480 to ₹1,05,280 (Scale I to Scale III)
Official Portal: iob.in / iob.bank.in
Table of Contents
Quick Answer: What is IOB Specialist Officer Recruitment 2026?
In simple terms, the IOB Specialist Officer Recruitment 2026 is a lateral-entry recruitment drive conducted by Indian Overseas Bank to fill 291 Officer vacancies.
The vacancies span 14 specialized streams including Branch Management (100 posts), Information Technology (75 posts), Credit (50 posts), Information Security, Risk Management, Database Administration, Network Administration, Cyber Security, and Security.
Online applications run from 29th August 2026 to 15th September 2026 on iob.bank.in, offering pay scales ranging from ₹48,480 to ₹1,05,280 across JMGS-I, MMGS-II, and MMGS-III grades.
Latest Updates on Indian Overseas Bank SO Drive
- • Notification Released: Advt No. HRDD/RECT/04/2026-27 published on 28th August 2026 for 291 regular posts.
- • Online Registration Window: Active from 29th August 2026 to 15th September 2026.
- • Generalist & Specialist Mix: Includes 100 Manager (Branch Management) posts alongside 191 specialized technical posts. Read our IOB LBO Recruitment Guide for general scale-I comparisons.
IOB Specialist Officer 2026 Recruitment Overview
| Recruitment Parameter | Official Details |
|---|---|
| Recruiting Authority | Indian Overseas Bank (IOB) |
| Post Designation | Generalist & Specialist Officers (Scale I, II & III) |
| Advertisement Number | HRDD/RECT/04/2026-27 |
| Total Regular Vacancies | 291 Posts across 14 Specialized Disciplines |
| Application Mode | Online via Official IOB Careers Portal |
| Registration Dates | 29th August 2026 to 15th September 2026 |
| Selection Stages | Online Written Test (100 Marks) + Personal Interview (100 Marks) |
| Pay Scale Range | ₹48,480 to ₹1,05,280 (JMGS-I to MMGS-III) |
| Official Portal | www.iob.in / iob.bank.in |
| Preparation & Guidance Platform | Vidya365 (Vidya365.in) – Crack Government Exam Smartly |
IOB Specialist Officer 2026 Important Timeline
| Recruitment Event | Official Schedule |
|---|---|
| Official Notification Release Date | 28th August 2026 |
| Commencement of Online Registration | 29th August 2026 |
| Last Date to Apply Online & Pay Fee | 15th September 2026 |
| Age, Qualification & Experience Cutoff Date | 01st August 2026 |
| Online CBT Exam Date | To be notified on IOB portal |
| Personal Interview Schedule | Post online examination results |
Post-Wise & Scale-Wise Vacancy Breakdown (291 Posts)
The 291 vacancies are distributed across 14 post codes spanning Scale-I (25 posts), Scale-II (223 posts), and Scale-III (43 posts):
| Post Code | Post Designation Discipline | Scale Grade | Vacancies |
|---|---|---|---|
| 01 | Manager – Branch Management | MMGS II | 100 |
| 02 | Manager – IT | MMGS II | 65 |
| 03 | Manager – Information Security | MMGS II | 05 |
| 04 | Manager – Information Security Audit | MMGS II | 05 |
| 05 | Senior Manager – IT | MMGS III | 10 |
| 06 | Senior Manager – Information Security | MMGS III | 03 |
| 07 | Senior Manager – Information Security Audit | MMGS III | 02 |
| 08 | Senior Manager – Database Administrator | MMGS III | 10 |
| 09 | Senior Manager – Network Administrator | MMGS III | 05 |
| 10 | Senior Manager – Cyber Security Administrator | MMGS III | 05 |
| 11 | Manager – Credit | MMGS II | 35 |
| 12 | Senior Manager – Credit | MMGS III | 15 |
| 13 | Senior Manager – Risk | MMGS III | 06 |
| 14 | Assistant Manager – Security | JMGS I | 25 |
| Total Generalist & Specialist Officer Vacancies | 291 Posts | ||
IOB Specialist Officer Eligibility Criteria 2026
Candidates must satisfy post-specific age parameters, educational qualifications, and post-qualification work experience calculated as of 01st August 2026:
1. Manager – Branch Management (Scale II | Age: 23–33 Years)
Graduation in any discipline from a recognized University. Minimum 3 years of officer experience in a Scheduled Public or Private Sector Bank, including at least 2 years in branch banking operations.
2. Manager & Senior Manager – IT / Cyber / Network / DBA
- Manager IT (Scale II | 25–35 Years): B.E./B.Tech in CS/IT/ECE or MCA/M.Sc with 5 years IT experience (3 years in BFSI). Compare with BOB SO IT Requirements.
- Senior Manager IT (Scale III | 28–38 Years): Relevant Engineering Degree/MCA with 8 years IT experience (5 years in BFSI).
- Database Administrator (Scale III | 28–38 Years): B.E./B.Tech/MCA with 8 years DBA experience (5 years in production DBA).
- Information Security & Cyber Security (Scale II & III): Engineering degree with CEH / CISA / CISSP certifications and 2 to 5 years security domain experience.
3. Manager & Senior Manager – Credit & Risk
- Manager Credit (Scale II | 23–33 Years): Full-time MBA (Finance) / PGDBM or CA / CMA with 3 years financial institution experience (2 years in credit). Review our Nainital Bank SO Credit Guide.
- Senior Manager Credit (Scale III | 25–35 Years): MBA (Finance) or CA / CMA with 6 years experience (4 years in credit appraisal).
- Senior Manager Risk (Scale III | 25–35 Years): Professional Finance/Risk qualification with 5 years experience in Risk, Credit, Treasury, or Forex.
4. Age Limit Relaxations (as of 01.08.2026)
- SC / ST Category: 5 Years relaxation
- OBC (Non-Creamy Layer): 3 Years relaxation
- PwBD Category: 10 Years relaxation
- Ex-Servicemen: 5 Years relaxation
IOB Specialist Officer Selection Process 2026
The selection methodology for Generalist and Specialist Officers is conducted through two main evaluation tiers:
- Online Written CBT Examination: Objective test carrying 100 questions for 100 total marks (120 minutes composite duration).
- Personal Interview Round: Evaluation carrying 100 marks. Minimum qualifying marks are 50% for Unreserved/EWS and 45% for Reserved categories.
- Final Merit Compilation: Merit list is finalized using an 80:20 ratio (80% Online CBT score + 20% Interview score).
IOB Specialist Officer Online Exam Pattern 2026
1. For Manager – Branch Management (Post Code 01 – MMGS II)
| Test Section Name | No. of Questions | Maximum Marks | Sectional Timing |
|---|---|---|---|
| English Language | 25 | 25 | 30 Minutes |
| Professional Knowledge (Banking Law, Economy & Accounting) | 75 | 75 | 90 Minutes |
| Total Objective Test | 100 Questions | 100 Marks | 120 Minutes (2 Hours) |
2. For All Other Specialist Posts (Post Codes 02 to 14)
| Test Section Name | No. of Questions | Maximum Marks | Sectional Timing |
|---|---|---|---|
| English Language | 25 | 25 | 30 Minutes |
| General Awareness (with Special Banking Reference) | 25 | 25 | 30 Minutes |
| Professional Knowledge (Domain Discipline) | 50 | 50 | 60 Minutes |
| Total Objective Test | 100 Questions | 100 Marks | 120 Minutes (2 Hours) |
Negative Marking Rule: 0.25 (1/4th) of the mark assigned to a question is deducted for every incorrect response. Unattempted questions carry zero penalty.
IOB Specialist Officer Salary Scale & Emoluments
Appointed officers receive standard public sector banking pay scales under the 12th Bipartite Settlement along with leased housing and medical coverage:
| Scale Designation | Official Bipartite Basic Pay Scale |
|---|---|
| Assistant Manager (JMGS-I) | ₹48,480 – 2000/7 – ₹62,480 – 2340/2 – ₹67,160 – 2680/7 – ₹85,920 |
| Manager (MMGS-II) | ₹64,820 – 2340/1 – ₹67,160 – 2680/10 – ₹93,960 |
| Senior Manager (MMGS-III) | ₹85,920 – 2680/5 – ₹99,320 – 2980/2 – ₹1,05,280 |
Allowances & Perks: Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Leased Accommodation, Medical Reimbursement, and Concessional Loans as per Bank Service Rules. Compare officer perks in our SBI PO Salary Complete Guide.
Download IOB SO Notification PDF & Apply Online
Now that you have reviewed the 291 vacancies, 80:20 selection formula, and 100-mark exam pattern, download the official notification PDF or proceed to online registration.
Official Notification PDF & How to Apply Online
Before applying, candidates are strongly advised to thoroughly review the official advertisement document:
Eligible candidates must complete their online registration on the official portal at iob.in before 15th September 2026:
- Visit the official portal at www.iob.in and click on “Careers”.
- Locate “Recruitment of Generalist / Specialist Officers – Advt No. HRDD/RECT/04/2026-27”.
- Click on “Apply Online” and select “New Registration”.
- Enter basic details (Full Name, Active Mobile Number, Email ID) to generate login credentials.
- Upload scanned passport photograph, signature in black ink, left thumb impression, and handwritten declaration.
- Fill in educational percentage details, experience certificates (PDF format), and select target post code.
- Pay the online application fee using Debit Card, Credit Card, Net Banking, or UPI.
- Submit the form and download a copy of the final application confirmation for future document verification.
Application Fee & Payment Rules
| Candidate Category | Application Fee & Intimation Charges |
|---|---|
| General / OBC / EWS Category Candidates | ₹1,000/- (Inclusive of GST) |
| SC / ST / PwBD Category Candidates | ₹175/- (Inclusive of GST) |
* Note: Application fee is non-refundable and must be paid online between 29th August and 15th September 2026.
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Frequently Asked Questions (8 Key Aspirant FAQs)
Q1: What is the last date to apply for IOB Specialist Officer Recruitment 2026?
A: The online application registration deadline on www.iob.in is 15th September 2026.
Q2: How many total vacancies are announced in IOB SO 2026?
A: A total of 291 vacancies (100 Generalist Branch Management posts + 191 Specialist Officer posts) are announced across Scale I, II, and III.
Q3: What is the application fee for IOB SO Recruitment 2026?
A: ₹1,000/- (inclusive of GST) for General/OBC/EWS candidates and ₹175/- for SC/ST/PwBD candidates.
Q4: What is the selection process for IOB Specialist Officer recruitment?
A: Selection involves an Online Written CBT Examination followed by a Personal Interview with an 80:20 final merit weightage.
Q5: What is the starting basic pay of Scale-II Manager in IOB?
A: Starting basic pay is ₹64,820 per month under the Bipartite Settlement scale (₹64,820 – ₹93,960).
Q6: Is there negative marking in IOB SO online examination?
A: Yes, 0.25 (1/4th) of the mark assigned to a question is deducted for every incorrect response.
Q7: Can a candidate apply for more than one post in IOB SO 2026?
A: Yes, candidates can apply for multiple posts if they satisfy post-specific eligibility, but if applying for the same post multiple times, only the latest application is considered.
Q8: Where is the best Bank SO Coaching in Delhi located?
A: VIDYA365 Coaching Institute located at Karol Bagh, New Delhi offers premier classroom and domain coaching for bank specialist officer exams.
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